Our Story
Built for the weight of enterprise.
Steel Pay was founded in 2016 by payments veterans who believed enterprise finance teams deserved infrastructure as serious as the money they move. A decade later, we process $2.4 trillion annually across 180+ countries.
Mission
We exist to make enterprise money movement as reliable as gravity.
The global financial system moves trillions of dollars every day — but the infrastructure underneath it is fragmented, legacy, and opaque. Enterprise finance teams spend enormous resources managing a patchwork of payment vendors, reconciliation failures, and compliance gaps.
Steel Pay was built to replace that patchwork with a single, unified platform — one that handles every payment rail, every currency, every compliance requirement, and every settlement window in a single API-first stack. So enterprise teams can focus on their business, not their payment infrastructure.
Our Approach
The problems we set out to solve.
Fragmented infrastructure, invisible money
Enterprise finance teams were stitching together four, five, six payment vendors — each with its own API, its own settlement window, its own reconciliation format. The result was operational drag, blind spots in treasury, and compliance gaps that regulators were starting to notice.
No single platform owned the full stack
Existing solutions either handled domestic rails well but fell apart internationally, or offered global reach with no real-time settlement. Compliance was always an afterthought — a bolt-on layer that slowed payments down rather than enabling them.
Compliance and speed are not opposites
The conventional wisdom was that rigorous compliance meant slower payments. We believed the opposite — that if compliance logic lived inside the payment flow rather than sitting above it, you could move faster and stay cleaner at the same time.
Infrastructure first, product second
We spent years building the rails before we built the interface. Global settlement corridors, real-time liquidity routing, AML and sanctions screening embedded at the transaction level — the hard infrastructure work that most companies skip.
One API for every payment, every market, every requirement
Steel Pay consolidates global payment rails, real-time settlement, fraud intelligence, treasury management, and compliance automation into a single API-first platform — so enterprise teams stop managing vendors and start managing outcomes.
Built for the weight of what enterprise moves
Steel Pay serves enterprise customers across industries and geographies, processing payments across 180+ countries with SOC 2 Type II, PCI DSS Level 1, and ISO 27001 certifications. The mission has not changed: make enterprise money movement as reliable as gravity.
Values
What we believe.
Security is non-negotiable.
Every architectural decision starts with security. We hold ourselves to the highest certifications in the industry — not because we have to, but because our customers depend on it.
Reliability over features.
A payment that fails is worse than a payment that never existed. We obsess over uptime, latency, and fault tolerance before we ship anything new.
Transparency builds trust.
No hidden fees. No opaque pricing. No surprises in your settlement reports. Enterprise finance teams deserve complete visibility into every transaction.
Compliance enables growth.
We treat regulatory compliance as a competitive advantage — not a cost center. Our compliance engine lets customers move into new markets faster and with less risk.
Leadership
The team behind the platform.
Marcus Chen
Chief Executive Officer
Previously VP of Payments at Stripe and Head of Global Transactions at JPMorgan. 20 years building payment infrastructure at enterprise scale.
Sarah Okafor
Chief Technology Officer
Former Principal Engineer at Visa and distributed systems lead at AWS. Architect of Steel Pay's real-time settlement engine and global rail infrastructure.
James Whitfield
Chief Financial Officer
Former CFO at Adyen and Managing Director at Goldman Sachs. Leads Steel Pay's treasury operations, financial strategy, and investor relations.
Priya Sharma
Chief Compliance Officer
Former Head of Financial Crime at HSBC and regulatory counsel at the FCA. Architect of Steel Pay's compliance engine and global regulatory framework.
David Park
VP of Engineering
Former Staff Engineer at Plaid and infrastructure lead at Square. Leads Steel Pay's platform engineering, API reliability, and developer experience.
Global Presence
Where we operate.
Join the enterprises that trust Steel Pay.
Talk to our enterprise team and see the platform in action.